Q. What is the difference between a P.P.O and an H.M.O.?
A. A P.P.O. (Preferred
Provider Organization) lets you choose
from a wide variety of doctors and hospitals at any time.
Your out-of-pocket expenses are usually higher.
An H.M.O. has you select a doctor who then becomes
your primary doctor and you are restricted to the doctors
and hospitals in his particular medical group. Our-of-pocket
expenses are usually lower.
Q. I seldom see a doctor and am in good health.
What plan should I choose?
A. That depends on your age
and financial status.
We can help advise you on the various choices available to